Grow Your Hustle Into A Company

Scratchwork organizes your business model, financials, and growth strategy into a clear funding story to raise business capital.

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Cash-Flow KPI Dashboard

MRR

$62k+8%

Gross Margin

68%+2pp

Operating Profit

$14k+12%

Cash Balance

$41k-3%

A / R

$9k5 days

A / P

$6k18 days

Working Capital

$44k+4%

Recurring Revenue

72%+6%

Cash runway trend8.2 months

REAL CEOs SEE REAL THINGS

See the numbers that drive your business, updated and organized so you know what’s working, what’s not, and what could stop you from getting financed.

Business Model Dashboard

Your entire business on one page. See your customers, products, pricing, revenue streams, channels, major costs, resources, growth strategy, and business model in one operating view.

Business Model Dashboard

Customer Segments

Mid-market lenders

Ops teams

Value Proposition

Faster onboarding

Reduce setup time 60%

Revenue Streams

Subscription + fees

$62k MRR

Channels

Direct + partner co-sell

3 active campaigns

Key Costs

Staff + cloud

68% gross margin

Growth Strategy

Ops-led expansion

3.1x lift

Financial Statements

Clean management financials organized from your existing financial data and accounting infrastructure. Track the financial performance of the company without digging through spreadsheets, bank statements, and disconnected systems.

Financial Statements

Income StatementBalance SheetCash Flow

Line ItemMTD

Revenue$62,000

Cost of Goods Sold($19,840)

Gross Profit$42,160

Operating Expenses($28,000)

Operating Income$14,160

Net Income$12,750

Cash-Flow KPI Dashboard

We identify the handful of numbers that actually drive the economics of your business: revenue, gross margin, operating profit, cash balance, A/R, A/P, debt service, customer concentration, recurring revenue, and working-capital cycle.

Cash-Flow KPI Dashboard

MRR

$62k+8%

Gross Margin

68%+2pp

Operating Profit

$14k+12%

Cash Balance

$41k-3%

A / R

$9k5 days

A / P

$6k18 days

Working Capital

$44k+4%

Recurring Revenue

72%+6%

Cash runway trend8.2 months

Monthly Business Intelligence

Your Workspace isn't a static business plan. As the company changes, the underlying information is updated. Monthly analysis highlights what changed, why it matters, and what deserves your attention next.

Monthly Business Intelligence

Monthly CEO Intelligence

August 2026

What Changed

• MRR crossed $60k
• A/R days dropped to 5
• Partner co-sell launched

Why It Matters

• Recurring revenue is sticky
• Cash collection accelerated
• New channel diversifies growth

What To Do Next

• Lock lender referral terms
• Model pricing repackage
• Prepare capital memo

NOW YOU GOT A STORY TO TELL

Turn your dashboards into a funding story that helps you get financed like a business, not an individual.

Restaurant owner speaking with a loan officer while signing small business loan documents

The Business

What the company does, who it serves, and how it makes money.

Financial Performance

How much revenue, profit, and cash flow the business generates.

Funding Ask

How much capital the business needs to execute its next phase.

Use of Funds

Exactly what the money will be used for — line by line.

Growth Case

What happens to the business after the capital is deployed.

Repayment Capacity

How the business will generate the cash to repay the capital.

Risks & Readiness

What could weaken the financing case and what is being done about it.

Build Your Story

Built on 20 years of innovation

At heart, I’m a startup junkie.

For more than 20 years, I’ve invested in early-stage companies, commercialized emerging technologies, and helped build businesses from the ground up.

See My Work

Trusted partner to entrepreneurs & investors making an impact

Steve was a thoughtful and high-value partner in helping us shape how we positioned TMC Community Capital to banks, investors, and financial institutions.